... their wealth to their beneficiaries. If it's set up correctly, life insurance can be a very effective estate planning tool. However before going this route the level of income taxes that would need to be paid up-front needs to be considered as well. ...
http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2013/04/12/is-insurance-an-option-if-iras-are-capped?s_cid=rss:the-smarter-mutual-fund-investor:is-insurance-an-option-if-iras-are-capped
http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2013/04/12/is-insurance-an-option-if-iras-are-capped?s_cid=rss:the-smarter-mutual-fund-investor:is-insurance-an-option-if-iras-are-capped
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